Agenda

Norbert Wong is the Chief Risk Officer, Hong Kong & Cluster Chief Risk Officer, Hong Kong, Taiwan & Macau.  He is responsible for leading the Risk functions for Hong Kong with Risk oversight for Taiwan and Macau.

Norbert has over 25 years of risk management experience across various credit cycles in Asia Pacific countries at both country and head/regional office level.   He joined Standard Chartered Bank Vietnam as Country Chief Risk Officer and Country Credit Head (Retail) in July 2017.  In addition, he had risk governance and oversight for Thailand, Philippines and Australia.

Prior to joining Standard Chartered Bank, he held various risk roles with HSBC, Citibank, and ANZ at both country and regional/global level.

Norbert obtained Master of Management (Banking) from Massey University and BCom/LLB from University of Auckland.

Current Independent Non-Executive Director and Board Audit Committee Chair of Bank of America (Malaysia) Berhad.  Donna is also a Board Member of Merrill Lynch Malaysian Advisory Sdn Bhd.  

A veteran banker with vast experience in Investment Banking, Treasury, Risk Management and Corporate Governance in Malaysian and Global financial institutions based in Asia Pacific region.  Donna’s last executive position was Managing Director, Chief Operating Officer & Alternate Chief Executive of Deutsche Bank Aktiengesellschaft, Hong Kong SAR.

Graduated from Murdoch University, Western Australia with Bachelor of Commerce (Accounting) degree and holder of Diploma in Management from Malaysian Institute of Management.  Alumni member of Harvard Business School - ASEAN Senior Management Development Programme, INSEAD - Deutsche Bank Women Global Leadership program, and Stanford University USA - Executive Program for Women Leaders.  Awarded the Banking & Finance Achievement Award (2019) by the Australia China Alumni Association (ACAA) in Beijing.

A staunch supporter of diversity, equity and inclusion, and very passionate about environment sustainability and social community activities. 

Amar has accumulated more than 17 years of experience in risk management covering Credit risk, Market risk, Liquidity risk etc through his tenure with Credit Suisse and HSBC banks. Prior to joining Wolters Kluwer, Amar was a consultant and project manager at Moody’s Analytics.

His experience working with banks was instrumental in the successful implementation of Basel 3 and reform for credit risk, large exposure, leverage ratio, market risk, LCR, NSFR, regulatory reporting for Pillar 1 and Pillar 3 disclosure, etc for European and Asian banks.

Sonford Yuen is Chief Risk Officer of ZA Bank. He brings over 20 years of experience in banking and financial institutions.

Prior to joining ZA Bank, Sonford was Chief Risk Officer of Ping An OneConnect Bank Hong Kong, where he led and managed the risk management department and directly oversaw all aspects of risk functions. 

Sonford also served as senior management in various financial institutions including DBS Bank, National Bank of Abu Dhabi and HSBC.

Alexandra Gordon is based in Hong Kong and is the APAC Head of Risk covering Hong Kong, Singapore, Japan, Korea, Taiwan,
China and Australia, as well as having oversight of risk in other Asian entities including representative offices, licensed and
unlicensed entities.

Alexandra leads a specialized team of risk employees who are responsible for risk coverage in all areas of risk management for the
region. This includes being primarily responsible for the ongoing management/maintenance of the risk management strategy and
framework including risk identification, risk appetite, stress testing, risk-based capital assessment, risk aggregation and enterprisewide
risk management reporting. Alexandra also provides a conduit path for the escalation of regional and branch issues to senior
management including regulatory and emerging risks and chairs the Regional Risk and Controls Council. Alexandra’s coverage
includes all risk disciplines: Credit Risk, Business Risk, Operational Risk, Technology Risk, and Market Risk.

Born in Australia, Alexandra has over 18 years of international experience within the banking industry. Alexandra currently holds the
IAC, s72b/RISMA responsible officer roles in Singapore and Hong Kong, respectively. Alexandra has spent 11 years of her banking
career in APAC with a further 6 years spent in the United Kingdom. Prior to joining BNY Mellon in April 2022, she held senior roles at
Commonwealth Bank of Australia, ANZ Singapore, Deutsche Bank London, Macquarie Bank UK and Macquarie Bank Australia.
Alexandra is a qualified engineer having worked in the field before she began her banking career. In addition to her Engineering
degree Alexandra also has a degree in Computer Science and takes a keen interest in the developments in DeFi and Blockchain

Millie is the Chief Compliance Officer for WeLab Bank, a virtual bank licensed by the Hong Kong Monetary Authority. WeLab Bank operates under WeLab, a leading fintech company in Asia. 

Leveraging on her 20 years of experience in the banking and financial services industry, Millie has acquired hand-on knowledge in implementing laws and regulations and embedding corresponding controls in large organisations. Through her active participation in industry forums of banks, Millie has also gained considerable insights in respect of fraud monitoring and regtech development. 

Prior to joining WeLab Bank, Millie had been holding various senior executive roles in Standard Chartered (Hong Kong) Limited and HSBC. Millie holds a master’s degree in laws and is a qualified solicitor (2002-2012) and barrister (since 2013) in Hong Kong.

KF Lam, Senior Vice President, Head of Compliance and AML Division, Fubon Bank (Hong Kong) Limited

KF is the Head of Compliance and AML Division of Fubon Bank (Hong Kong) Limited, overseeing AML/CFT, sanctions, fraud risk management, regulatory compliance and data protection matters.  Before joining Fubon Bank, KF was the Chief Compliance Officer of Airstar Bank where he had the opportunity to set up and manage the Legal & Compliance Department to handle the various compliance challenges faced by a virtual bank.  Prior to joining Airstar Bank, KF held senior management roles in different Asian / HK based banking groups managing AML/CFT/sanctions and regulatory compliance matters of Retail Banking, Wealth Management, Commercial and Corporate Banking, Treasury and Financial Institutions businesses.  Prior to his career in compliance, KF was an audit manager in one of the leading local banks in Hong Kong.  KF is a trainer for the Hong Kong Institute of Bankers’ Enhanced Competency Framework on Anti-Money Laundering and Counter-Terrorist Financing training programme since 2017.

James Lee serves as the Legal Director for the Asia-Pacific region at Sumsub, a leading global technology company renowned for its comprehensive verification solutions in Anti-Money Laundering (AML), Counter-Financing of Terrorism (CFT), transaction monitoring, and fraud prevention.

In his prior roles, James served as the Global Legal Director at Ebang Group, a Nasdaq-listed entity (Ticker: EBON), and as Senior Manager and Global Counsel at Huobi Global, a preeminent cryptocurrency exchange. With an illustrious career spanning over two decades, he has established himself as an expert corporate counsel within the Blockchain and Fintech industries. His areas of proficiency include providing legal counsel, ensuring regulatory compliance, assessing AML systems, and engaging with regulatory bodies in both the United States and the Asia-Pacific region.

James’ educational background is characterized by a dedication to lifelong learning and professional growth. He is an alumnus of the University of London, where he obtained his LL.B (Hons), and the University of Melbourne, from which he received an MBA. Additionally, he qualified his chartered accountant from the Association of Chartered Certified Accountants (ACCA) in the United Kingdom. This diverse educational foundation has provided him with a comprehensive understanding of the legal and financial complexities prevalent in the tech industry.

Cindy is the Deputy Chief Executive and Client Executive of BNY Mellon Hong Kong. She is responsible for deepening strategic relationships with senior executives at top tier financial institutions and promote cross-border China investment flow services.

Prior to her current role, Cindy was the Head of Post Trade Business Development at the Hong Kong Exchanges and Clearing (HKEX) and
responsible for developing DLT and client-focused post trade solutions.Cindy has over 22 years of experience in the banking and securities services industry and started her career with Citigroup in New York. She has worked in various businesses and functions such as strategy, product management, finance, operations, and advanced technology. She started in the Advanced Technology group building ecommerce platforms for institutional customers. She worked in foreign exchange business to setup processes for the launch of the new euro currency in 1999. She joined the transaction banking business in 2001 and headed the Strategic Development and Planning for Securities Services (SS) globally before moving to Hong Kong in 2006. Prior to joining HKEX, Cindy was the Head of Citi Hong Kong Securities Services business covering direct custody, third-party clearing, global custody, securities lending and borrowing, fund administrations, transfer agency, trustee services, agency and trust, and depositary receipts. She contributed and influenced key developments such as Stock Connect, RQFII/QFII, Mutual Recognition of Funds between Mainland and Hong Kong, offshore RMB market and
internationalization of RMB. She was also responsible for leading the build-out and commercialization of Citi’s China Connect solutions

Cindy graduated from the Cornell Graduate School of Engineering with a Master’s Degree in Operation Research and Industry Engineering, a Financial Engineering Certification from Cornell Johnson Management School of Business and a Bachelor‘s Degree in Environmental Engineering from Cornell University. Cindy became a Chartered Financial Analyst (CFA) charter holder in 2003.

Gary Lo is the Head of Offshore China Trading at Crédit Agricole CIB. Based in Hong Kong, he is responsible for the Bank’s offshore China FX, rates, government bond, Swap Connect and Bond Connect programs. Mr. Lo has spent the past 6 years trading offshore China FX and Rates products in Crédit Agricole CIB. Prior to joining the Bank, he was an CNH rates trader in DBS Bank Hong Kong for 7 years. Mr Lo holds a Bachelor of Science in Mathematics and Economics from the University of Hong Kong and a member of Chartered Financial Analyst.

Tristan Zhuo is Chief Economist at China CITIC Bank International. Tristan has over 15 years of professional experience in the financial services industry, specializing in macroeconomics, monetary policy, and financial markets. He was previously Head of Economic Research at Nanyang Commercial Bank and a Senior Economist at Bank of China (Hong Kong). He was awarded best China macro forecaster both by Consensus Economics 2018 and Focus Economics 2019. Tristan studied at the University of Western Ontario, the University of Hong Kong, and the Hong Kong University of Science and Technology, and the University of Chicago. He has a master’s degree in economics and an MBA.

James Fok is the Chief Commercial Officer of the Central Moneymarkets Unit of the Hong Kong Monetary Authority. Previously, he served for a decade as a senior executive at Hong Kong Exchanges and Clearing (SEHK: 388), where he played a major role in a number of landmark Chinese capital market internationalisation initiatives, including the launch of the Shanghai- Hong Kong Stock Connect programme (2014), Bond Connect (2017) and the Hong Kong market's Listing Reforms (2018). In his earlier career, he worked as an investment banker in both Europe and Asia, specialising in the financial services sector.

James has written and spoken extensively about market structure issues and the intersection between geopolitics and international finance. He is an Independent Non-Executive Director of Ardmore Shipping Corporation (NYSE: ASC), an Executive Board Member of the International Securities Services Association, and a Distinguished Nonresident Fellow of the University of Hong Kong’s Centre on Contemporary China and the World. He has also previously served on the Hong Kong Securities and Futures Commission’s Fintech Advisory Group (2023-24), as an International Member of Ireland for Finance's Industry Advisory Committee (2021-23), and on the Financial Services Advisory Committee of the Hong Kong Trade and Development Council (2014-21).

Hua is currently the Head of Model Validation at BOCHK where she manages both model risk management and model validation functions. Hua has worked in modeling, analytics, risk management areas for about two decades and built her expertise on model risk management in her role at HSBC Asia Pacific covering all models underpinning the bank’s operation and decision making for 10 years.

Hua also has decent experiences in both risk management and asset management. Previously, as Head of Development and Commercialization at the Lab for AI-powered FinTech, the only FinTech lab sponsored by HK government, she has built a team and successfully delivered securities analytics tools covering valuation and risk measures, as well as algorithmic trading strategies by combining traditional valuation approaches for financial products with AI techniques to utilize big data. The analytical solutions carry her passion to put return, risk, liquidity, and compliance perspectives in one analytical tool package for asset management.

Hua holds a Ph.D. in Operations Research from The Chinese University of Hong Kong with specialization in optimization techniques for profit making, with the constraints of operation and cost efficiency. She has established rapport and credibility with diverse stakeholders to drive business growth, enhance risk capabilities, and promote strategy efficiency through her career in the financial industry.

Juyoung Lim is responsible for Model Risk Management of the subsidiaries of Bank of America in Asia Pacific.

She is a senior leader in Model Risk Management with expertise in governance, regulations and end-to-end Model Risk Management. Her past experiences include quant roles in Model Validation, Front Office and Academia covering Equity, Credit, and Rates in New York, Seoul and Hong Kong.

She has a Ph.D. in Mathematics from Courant Institute of Mathematical Sciences, New York University and a B.S in Mathematics from Seoul National University.

Rian is the Chief Risk Officer of Ant Bank (Hong Kong) Limited, a licensed virtual bank in Hong Kong. 

With over 15 years of experience in the banking and financial services industry, Rian has expertise across an extensive range of risk management areas, including credit, market, capital, and liquidity, as well as overall risk management frameworks. 

Prior to joining Ant Bank (Hong Kong) Limited, Rian worked at Airwallex, Airstar Bank, HSBC, and KPMG.

 

Balakerthy is a highly motivated, self-reliant individual with an ability to respond positively to challenges; He has proven management skills with a particular talent for performance improvement and building motivated, sustainable teams; He is adept at managing ambiguity and providing clear leadership and guidance while ensuring flexibility to include and react to new information; Effective communication skills at all levels with a strong track record of proactive change initiation.

Balakerthy has extensive experience in building and managing credit analytics functions for retail and wholesale products across different markets; He is specialized in portfolio credit risk analytics, credit decision modeling, artificial intelligence and machine learning solutions, pricing, Basel II modeling, Basel III standardized requirements and data compliance, IFRS9 ECL modeling, model governance, regulatory reporting, and Stress Testing. He has led successful interaction with regulators (e.g. HKMA, PRA, APRA, etc.), internal audit, and independent review functions on various credit risk analytics projects.

Daniel Wong is Managing Director, Head of Operational Risk, Asia and Hong Kong at Standard Chartered Bank. Daniel began his career as an auditor in Australia and moved to Hong Kong in 2006. He is a qualified Chartered Accountant with extensive experience in risk management.

Tom has extensive experience in financial service industry, with expertise in risk management particular in technology, cybersecurity, cloud and AI. Tom currently works as the Head of Technology and Operational Risk Management in Livi Bank, focusing on the risk management of innovative solutions that enhance customer experience in day-to-day banking. Prior to Livi Bank, Tom worked in global financial services companies.

Welcome holds an MBA degree from the Hong Kong University of Science Technology, and a Bachelor Degree of Electronic and Communications Engineering from The University of Hong Kong.  Welcome is also a qualification holder of CISA, CISM, CISSP, CSSLP, CGEIT, CRISC, CCNP, CREST CPSA, CRT and IRCA ISO27001 ISMS and ISO20000 ITSMS Principal Auditor.

Wien is currently the Head of Technology and Operational Risk with Airstar Bank. He holds an MBA and Bachelor degree in Information Technology & Telecommunication Engineering from University of South Australia and University of Adelaide respectively. His experience including hand-on experience in IT Service Management, Technology and Operational Risk and Auditing. Prior to Airstar. He has worked in different lead roles in financial sectors with virtual banks and insurance firm. He also works in various consulting firms and has been helping multiple industry sectors to establish appropriate framework (in both IT and business operation) to meet the organisation and regulatory requirements.

Wien has more than 15 years of experience and he is an expertise in conducting security risk assessment, controls governance framework, operational resilience framework and vulnerability management. With deep knowledge include IT controls governance, cybersecurity framework, IT risk assessment, vendor management, technology compliance review, application and data security, web application penetration test, network security assessment, database / operating system / network device security reviews and data loss prevention services.

Steven has a 20+ years accomplished Banking (risk management, valuations, and regulation) career across Asia Pacific and the United Arab Emirates.

His responsibility at FIS is leading Treasury and Risk (Market Specialist) in Asia Pacific, which sees him working directly with Banking clients to adapt FIS’ solutions to their strategic priorities.

Steven has worked for systemically important banks such as Standard Chartered Bank and as consultant with KPMG. His experience stretches across value propositions such as capital measurement & planning (ICAAP, Enterprise-Wide Stress Testing), prudential regulation (Basel III, Recovery & Resolution Planning), and behavioural modelling (credit (IFRS9), counterparty credit (xVA), operational, balance sheet (IRRBB) & liquidity).

Steven currently sits on the International Actuarial Association’s (IAA’s) Artificial Intelligence Task Force (AITF), where he is leading a work stream on how AI is changing the Actuaries role across the financial sector.

Balakerthy is a highly motivated, self-reliant individual with an ability to respond positively to challenges; He has proven management skills with a particular talent for performance improvement and building motivated, sustainable teams; He is adept at managing ambiguity and providing clear leadership and guidance while ensuring flexibility to include and react to new information; Effective communication skills at all levels with a strong track record of proactive change initiation.

Balakerthy has extensive experience in building and managing credit analytics functions for retail and wholesale products across different markets; He is specialized in portfolio credit risk analytics, credit decision modeling, artificial intelligence and machine learning solutions, pricing, Basel II modeling, Basel III standardized requirements and data compliance, IFRS9 ECL modeling, model governance, regulatory reporting, and Stress Testing. He has led successful interaction with regulators (e.g. HKMA, PRA, APRA, etc.), internal audit, and independent review functions on various credit risk analytics projects.

Shinichi Yoshiya is the Head of Regulatory Affairs for Asia in the Legal Division of Morgan Stanley. Mr. Yoshiya covers a broad range of complex cross-border financial regulatory matters for Morgan Stanley’s Asia region. Prior to joining Morgan Stanley, Mr. Yoshiya was an attorney at Davis Polk & Wardwell LLP advising on financial regulatory matters. Mr. Yoshiya has held academic appointments at Duke University Law School as Visiting Professor and currently teaches global financial regulations at Meiji University Law School. Duke University, Law School (LL.M.), Aoyama Gakuin University, Business School (M.B.A.), Sophia University (LL.B.). Mr. Yoshiya is admitted to the bar of the state of New York.ew York.

Chui Fong LEE is an Executive Director and Chief Operating Officer of Finance with DBS Bank Hong Kong. As part of the senior Finance management team, Chui Fong provides leadership in the Finance transformation journey, driving collaboration and the building of a strong risk and control culture, enabling Finance to deliver strategic value to its stakeholders.

After spending over three decades in the financial services industry across geographical locations for multiple global banks including UBS and Barclays, Chui Fong has experience with what truly drives transformation and the challenges they come with. The transformation covers beyond processes and technology changes across finance functions. It is also in managing the change in mindset to enable people to embrace changes and doing things in different ways, amid the rapid development in technology, market and regulatory environment.

Chui Fong holds a Masters in Applied Finance from Macquarie University and is a Chartered Accountant with the Institute of Singapore Chartered Accountants. She is also a member of the National Center For Sustainability Reporting with certified training on sustainability reporting, and the author of the research report “Green Finance Opportunities in ASEAN” jointly published by DBS and UN Environment Inquiry in November 2017.

Dr. Benz is the CEO and Founder of Intensel Limited, a global award-winning AI-powered climate science for predicting financial risk related to weather extremes and climate change. Her company consults some of the largest corporations in Asia such as Jardine Matheson Group, Hang Lung Properties, ING Bank SG etc on the financial and operational impact of climate risk for the real estate sector and infrastructure.

Besides, since 2008, she serves as an Adjunct Associate Professor at the Department of Finance, HKUST Business School, teaching a variety of courses such as Fixed Income Securities and Derivatives, Investment Analysis, ESG/Sustainable Investing (since 2014) mainly for Master level. For more than 15years, Dr. Benz has been acting as consultant/advisor/executive trainer on ESG and Impact Investing for various institutions such as Citibank, JP Morgan, DBS, CLSA, Robecco, San Paolo Intensa, Morgan Stanley, Tencent etc. She has held executive seminars for IMD Institute, Switzerland, NY Stern, Kellog University and is a frequent speaker in large scale conferences such as The Economist, and the like. Previously, she worked for UBS Investment Bank in Hong Kong, and a Fund of Hedge Funds in Geneva, Switzerland etc.

Currently, she sits on the board of VEIL Fund (LSE listed) of Dragon Capital Group Limited, the Board of Advisors of International Care Ministries (ICM), as well as the Friend of Earth NGO Advisory Board.

Her publications and Harvard Business Review cases studies are on ESG integration, physical and transitional climate risk impact on company performance in general, China A-Shares, Asia-based companies etc. Previous academic research is on Portfolio Optimization with Credit Default Risk, as well as Venture Capitalist contract pricing using numerical simulations techniques.

She graduated with a PhD in Financial Asset Management and Engineering (FAME /Swiss Finance Institute) from HEC – University of Lausanne, Switzerland, also holds an MPhil in International Economics from HEI- Graduate Institute of International Studies, Geneva, Switzerland and a Finance Certificate postgraduate degree from Linacre College, Oxford University. 

Mr Angus Tsang is an accomplished banking professional with extensive experience in risk management in Greater China. He was appointed as the Chief Risk Officer of OCBC Hong Kong in January 2023 overseeing risk management of the group’s full suite banking services in the region.

Pivoted in Greater China, Mr Angus Tsang has diverse and on-the-ground experience ranging from senior banking coverage, risk management to leading transformational project. Prior to joining OCBC, he held a number of leadership roles in Guangdong, China promoting collaboration and connectivity in the Greater Bay Area for HSBC. He was also the Global Head of RMB Internationalisation for HSBC Group pioneering the setup of global market infrastructure on RMB offshore centres. More recently, Mr Angus Tsang was the Chief Risk Officer for HSBC Taiwan.